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Hard Money

Fuel your next fix-and-flip, refinance your investment, or bridge financing gaps—quickly and easily—with our expert-backed hard money loans.

Whether you’re a seasoned investor, a house-flipping pro, or just starting to purchase property, we have the capital you need to turn your real estate dreams into reality.

What is a hard money loan?

Hard money loans are short-term loans secured by the value of your real estate property, not just your credit score or personal finances.

Traditional banks might say no, but we see potential. We focus on the property’s value and your exit strategy, giving you access to funding faster and with less hassle.

Getting a hard money loan is fast and easy

  • Apply in minutes: Our simple online application takes just a few moments. Or, talk directly to a loan specialist who understands your needs.
  • Streamlined property evaluation: We assess your property’s value, condition, location, and potential—quickly and professionally.
  • Fast approval: Meet our criteria, and you’ll get a clear loan offer with transparent terms. Ask questions, feel confident, and then accept.
  • Funding within days: No waiting around. Once approved, we move fast to get your funds in hand, so you can seize opportunities.

What do you need?

  • Equity in the property: It acts as your collateral, so we ensure it’s sufficient.
  • A solid exit strategy: Show us how you’ll repay the loan—refinancing, selling, or otherwise.
  • Down payment and closing costs: Be prepared with the required funds upfront.
  • Profitability potential: Demonstrate the property’s value-add or appreciation prospects.

Don’t let traditional financing limitations hold you back. Partner with us to unlock your real estate potential, and watch your vision become a reality. Contact us today!

Hard Money FAQs

What types of properties can be financed with a hard money loan?

Hard money loans can be used to finance a wide range of real estate properties, including single-family homes, multi-family properties, commercial buildings, and land.

What are the interest rates and fees for hard money loans?

Interest rates and fees for hard money loans can vary depending on factors such as the lender’s policies, the loan amount, the property’s value, and the borrower’s creditworthiness. Our team will provide you with transparent and competitive rates based on your specific circumstances.

Do I need good credit to qualify for a hard money loan?

While creditworthiness is a factor in the loan approval process, hard money lenders typically focus more on the value of the property being used as collateral. As long as the property meets our lending criteria, you may still qualify for a hard money loan even with less-than-perfect credit.

How long does it take to get funded with a hard money loan?

The timeline for funding a hard money loan can vary depending on factors such as the complexity of the transaction, the speed of document preparation, and the efficiency of the closing process. In general, we strive to fund loans as quickly as possible, often within a matter of days.